Effective Date: July 25, 2025
Website: www.policybargains.com
Contact: policybargains@gmail.com | +91-8360639923
At PolicyBargains.com, we respect your privacy and are committed to protecting your personal data. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.
By using our site, you agree to the terms of this Privacy Policy.
1. Information We Collect
We may collect the following types of information:
A. Personal Information
When you use our services or fill out forms, we may collect:
- Full name
- Email address
- Phone number
- Location details
- PAN card or Aadhar number (if required for insurance purposes)
- Insurance-related documents
B. Non-Personal Information
We also collect technical information such as:
- IP address
- Browser type
- Device type
- Operating system
- Pages visited and time spent on the site
2. How We Use Your Information
We use the collected data for the following purposes:
- To provide and manage insurance comparison and advisory services
- To respond to your inquiries and customer service requests
- To process policy quotes or renewals
- To share relevant policy options and offers
- To improve our website and service performance
- To comply with legal and regulatory requirements
3. Sharing of Information
We do not sell or rent your personal information to third parties. However, we may share your data with:
- Insurance companies and partners for policy issuance or servicing
- Third-party service providers who support our operations (e.g., hosting, CRM)
- Government or regulatory authorities if required by law
All shared parties are bound by confidentiality and data protection agreements.
4. Data Security
We implement reasonable physical, technical, and administrative safeguards to protect your data from unauthorized access, use, or disclosure. However, no digital system is 100% secure, and we cannot guarantee absolute security.
5. Cookies and Tracking
Our website uses cookies and similar technologies to enhance user experience and analyze website traffic. You can modify your browser settings to refuse cookies, but this may affect your use of some features.
6. Your Rights
As a user, you have the right to:
- Access the personal data we hold about you
- Request correction or deletion of your information
- Withdraw consent at any time
- Opt out of marketing communications
To exercise your rights, you can write to us at policybargains@gmail.com.
7. Third-Party Links
Our site may contain links to other websites. We are not responsible for the privacy practices or content of those third-party sites. Please review their policies separately.
8. Children’s Privacy
Our services are not intended for children under the age of 18. We do not knowingly collect personal data from minors.
9. Policy Updates
We reserve the right to modify or update this Privacy Policy at any time. Any changes will be posted on this page with an updated effective date. Your continued use of the site implies acceptance of the revised policy.
10. Contact Us
If you have any questions or concerns regarding this Privacy Policy, you may contact us at:
Email: policybargains@gmail.com
Phone: +91-8360639923
Website: www.policybargains.com